Money doesn’t grow on trees, and IBJJF tournaments are not exactly cheap. Here are three steps to save money to pay for jiu jitsu, and better your spending habits overall!

Step 1. Calculate the damage

If you want to downgrade your spendings, you first need to know how much you’re spending. Do you know by heart how much your monthly grocery bill is? If the answer is no, then it’s time to keep track of your cashflow. Money Manager is a free (!) app that allows you to track your income and expenses in an easy and efficient way.

Track your spendings for at least a month, and categorize them clearly. You don’t want to round off at the end of the month with a 30% spending on “other”, and still not know where on earth your money is going.

Step 2. Make a budget

Now you know how much cash is coming in and out, you can make a budget. Think hard and long about what’s important for you to spend money on, and what isn’t. Take-away coffee for €60/month? Better cross that off the list.

When making your budget, also take into account neccessary expenses that occur regularly, but not every month, like car maintenance. A common budget “rule” is the 50/30/20 rule: 50% of your income goes to necessities, 30% to wants and 20% to savings.

Step 3. Save for goals

Having a budget is a good step towards saving, but having a goal to save for makes the job a lot easier!  If saving 20% of your income is too much, try to put away at least 10-15% to savings. Outline how long saving for each goal is going to take you accordingly. Saving for Worlds or Pan Ams might take longer than saving for a local tournament.

Plan ahead and make your savings go automatically to your savings account. Remember to think not “now”, but think “later”, and the reward will be big.

Tips & tricks

A lot of money-saving tricks really boil down to changing habits and behaviour. Realize what habits you have that are costing you money, and understand it may take some time to change, but will lead to overall improvement!

  • Stick to your grocerly list – prevent shopping for cravings and filling up your cupboard with unneccesary junk food
  • Get on the Wi-Fi – to reduce costly GB’s overuse every month
  • Pay off your credit card – because you’re not actually saving with a credit card bill laying under the carpet
  • Bring your own coffee and food – to reduce overpriced daily spending
  • Wait 48hours before clicking on “buy” – with online purchases
  • Unfollow Instagram accounts that make you spend – and prevent online shopping as much as possible


Check your progress every month, and watch your savings grow!



Rose is a black belt at Brazilian Jiu Jitsu Academy Amsterdam (Checkmat). Besides being one of the co-founders of Ladies Only BJJ, she is a junior doctor MD and holds a MsC degree in Sports Sciences.


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